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Bookkeeping Plans

Affo offers bookkeeping plans designed around the real needs of South African micro businesses. Each option gives owners reliable records, practical reporting and support that fits their stage of growth.

Bookkeeping Plans
Starter Bookkeeping

Starter Bookkeeping

A simple monthly bookkeeping plan for new micro businesses with low transaction volumes.

Micro Trader Plan

Micro Trader Plan

A practical package for sole traders who need consistent monthly financial records.

Service Business Plan

Service Business Plan

Bookkeeping support tailored to appointment-based and service-led micro enterprises.

Retail Till Plan

Retail Till Plan

A plan built for small retailers managing daily cash and card sales.

Cash Business Plan

Cash Business Plan

Designed for businesses that handle frequent cash transactions and need tighter controls.

Mobile Trader Plan

Mobile Trader Plan

Bookkeeping for businesses operating on the move, including pop-up and market traders.

Consultant Plan

Consultant Plan

A focused option for independent professionals invoicing a small client base.

Creative Business Plan

Creative Business Plan

A monthly bookkeeping package for freelancers and small creative studios.

Ecommerce Starter Plan

Ecommerce Starter Plan

Bookkeeping support for micro online sellers managing digital orders and courier costs.

Food Trader Plan

Food Trader Plan

A plan suited to micro food businesses tracking stock, supplies and daily sales.

Contractor Plan

Contractor Plan

Bookkeeping support for micro contractors working across short jobs and supplier payments.

Home Business Plan

Home Business Plan

A tidy bookkeeping package for home-based businesses wanting clear separation of finances.

Monthly Reconciliation Plan

Monthly Reconciliation Plan

Centred on monthly bank reconciliations for owners who already issue their own invoices.

Invoice Control Plan

Invoice Control Plan

Helps micro businesses keep customer invoicing and receipt allocation organised each month.

Expense Tracking Plan

Expense Tracking Plan

Built for owners who need better visibility over supplier spending and operating costs.

VAT Ready Plan

VAT Ready Plan

A bookkeeping package that keeps records organised for businesses approaching VAT registration.

Growth Plan

Growth Plan

For micro businesses with rising transaction volume that need stronger monthly controls.

Dual Owner Plan

Dual Owner Plan

A plan for two-owner businesses wanting clean records and shared financial visibility.

Weekly Capture Plan

Weekly Capture Plan

More frequent transaction capture for businesses that want current books every week.

Cashflow Focus Plan

Cashflow Focus Plan

Combines bookkeeping with regular cash flow visibility for tighter working capital control.

Seasonal Trader Plan

Seasonal Trader Plan

Designed for businesses with sharp busy periods and quieter trading months.

Project Based Plan

Project Based Plan

Useful for micro businesses that earn income from separate jobs or assignments.

Subscription Business Plan

Subscription Business Plan

A package for recurring-revenue businesses that bill clients on a monthly cycle.

Nonprofit Micro Plan

Nonprofit Micro Plan

Bookkeeping support for very small community organisations and donor-funded initiatives.

Co-op Bookkeeping Plan

Co-op Bookkeeping Plan

A shared-record plan for small cooperatives that need clear member financial reporting.

Spaza Business Plan

Spaza Business Plan

A tailored package for township convenience traders managing frequent low-value sales.

Salon Bookkeeping Plan

Salon Bookkeeping Plan

Built for micro salons and grooming businesses with mixed cash and card income.

Fitness Coach Plan

Fitness Coach Plan

A focused package for personal trainers and small wellness operators.

Repair Shop Plan

Repair Shop Plan

Bookkeeping for micro repair businesses handling deposits, parts and labour charges.

Delivery Business Plan

Delivery Business Plan

Supports small delivery operations tracking fuel, driver payments and customer receipts.

Trade Services Plan

Trade Services Plan

For plumbers, electricians and similar micro trade businesses needing monthly books in order.

Plans Built Around Real Monthly Admin

Micro businesses rarely have the same bookkeeping needs from one month to the next. Some need simple record keeping and reconciliations, while others need regular reporting, payroll support and help staying on top of deadlines. Our plans are set up to match that reality, so you only pay for the level of service your business actually needs.

Whether you are running a consulting practice from Bryanston, a small retail operation in Randburg, or a growing service team in Cape Town, the aim stays the same: keep your numbers organised, current and easy to use for decisions. That includes accurate records, clear monthly outputs, and support that is practical rather than complicated.

How To Choose The Right Plan

The best plan usually depends on how many transactions you process, how many employees are on payroll, and how much time you want to spend on admin each month. If you invoice often, pay staff weekly, or deal with variable wages, it makes sense to choose a plan with stronger payroll and reporting support.

  • Choose a starter plan if you need basic bookkeeping and regular reconciliations.
  • Choose a growing plan if you need monthly reports, payroll processing and closer support.
  • Choose a fuller plan if you want help with payroll cleanup, leave tracking and more detailed month-end work.
  • Choose a custom setup if your business has mixed pay cycles or changing staffing patterns.

We work with micro businesses across Johannesburg, Pretoria, Durban, Gqeberha and Cape Town, so the plan can reflect local trading conditions as well as the structure of your operation. If your books are still catching up after a busy season or load-shedding disrupted your admin routine, we can help bring things back into order.

What Is Usually Included

Every bookkeeping plan is designed to give you a reliable monthly picture, not just a stack of numbers. That means records that are kept properly, information you can use, and clear support when something needs attention. The exact scope depends on the plan you choose, but the work is always focused on accuracy and consistency.

  • Transaction capturing and bookkeeping records
  • Monthly reconciliations and closing checks
  • Practical management reports
  • Payroll support where required
  • Leave tracking and payroll updates
  • New employee setup and termination pay support

If your business has casual staff, weekly wages, or changing deductions, the plan can include payroll items that keep each pay run organised. That helps reduce errors and makes month-end far easier to manage, especially for owners who are juggling clients, suppliers and day-to-day operations.

Payroll Support That Fits Small Teams

Many micro businesses need bookkeeping and payroll to work together. A payroll error can affect cash flow, staff confidence and compliance, so it helps to have one team handling both sides of the admin. Affo supports small teams with monthly payroll, weekly wage payroll, payslip processing, holiday payroll cover and payroll cleanup when things have fallen behind.

We also assist with deduction support, timesheet capture and payroll reporting, which is useful when work patterns change from month to month. For businesses with staff across Johannesburg, Sandton, Midrand or Pretoria, that kind of support can save a lot of back-and-forth. It also makes it easier to keep records tidy when there are new appointments, terminations or leave changes.

Straightforward Support From A Local Team

Affo is based in Bryanston, Johannesburg, and works with micro businesses across South Africa. The team includes bookkeeping, payroll, compliance and client support specialists, so your plan is handled by people who understand the detail behind the work. You are not left guessing where your records stand or who is looking after them.

Because every business is different, we keep the process personal and practical. If you are in Cape Town, Durban or Gqeberha, you can still get the same focused support as a client nearby. The point is to give you clean records, steady payroll management and clear communication, without making the service bigger than your business needs.

When To Review Or Upgrade Your Plan

As your business grows, your bookkeeping needs will usually change too. More invoices, more staff, more deductions and more reporting can all mean your current plan is no longer enough. It is worth reviewing your setup if you are spending too much time fixing errors or if your records are not ready when you need them.

  • Your staff count has increased.
  • You have moved from monthly to weekly wage payroll.
  • Your transaction volume has grown significantly.
  • You need clearer reporting for decisions or funding.
  • Your books need catching up after a busy trading period.

Choosing the right plan should make your month easier, not more complicated. With the right support in place, you can stay focused on selling, servicing customers and keeping the business moving forward.

Questions we get asked

Who are Affo’s bookkeeping plans for?

They are designed for South African micro businesses that need reliable bookkeeping, practical reporting and payroll support without paying for services they will not use.

Can I get both bookkeeping and payroll in one plan?

Yes. Many clients need both, especially where there are weekly wages, leave tracking, payslips or deduction support to manage each month.

How do I know if I need to upgrade my plan?

If your staff numbers, payroll cycle or transaction volume has grown, or if you are spending too much time correcting records, it is usually time to review your plan.

Planning something? Send the team a message.

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